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人情大于债

rén qíng dà yú zhài
Natural meaning
Favors outweigh debts.

Human feelings greater than debt.

This means that the obligation to repay a favor is more important than repaying a financial debt. A favor creates a moral bond that money cannot easily settle, and ignoring it damages your reputation and relationships.

In Chinese culture, 'renging' (favor) is a social currency that binds people. Refusing to acknowledge a favor is seen as a serious moral failure, worse than defaulting on a loan.

Someone might say this when a friend helps them get a job, and later the friend asks for a small favor that is inconvenient—yet they feel they must do it.

This saying reinforces the importance of reciprocity in maintaining social harmony. It signals that relationships are built on emotional debts, and honoring them is key to trust and long-term mutual support.


A:Zhang helped me get this job, and now he wants me to work overtime for his project.
B:It's inconvenient, but you should do it. 人情大于债.
C:Right, favors are more binding than money.
🟢 Instructive
Do not take it literally; it's not that favors are physically larger, but that they carry greater moral weight.

When Uncle Liu asked for help moving, Xiaoming hesitated due to exams. But his father reminded him, '人情大于债,' recalling how Uncle Liu had supported them years ago. Xiaoming agreed, understanding the importance of repaying kindness.
What does 人情大于债 mean in English?
It translates to 'Favors outweigh debts,' meaning that the obligation to repay a favor is more important than repaying money.
When do people use this saying?
Traditionally, it's said when someone must prioritize repaying a favor over other obligations, emphasizing social harmony.
Why are favors so important in Chinese culture?
The saying reflects that favors build and maintain guanxi (relationships), which are crucial for social and professional life.
Is there a similar English proverb?
Comparable to 'One good turn deserves another,' but with a stronger emphasis on the moral imperative over financial debt.

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