This saying categorizes the paths to wealth: hard work can make you comfortable, moral integrity can build lasting prosperity, but extraordinary fortune is ultimately a matter of destiny. It encourages diligence and ethics while acknowledging the limits of human control.
Reflects a pragmatic Chinese worldview that blends Confucian work ethic with Daoist fatalism. It also subtly warns against envying the ultra-rich, as their success is seen as heaven-ordained.
This saying provides psychological comfort and moral guidance. It justifies hard work as the foundation, elevates virtue as a higher value than money, and uses 'fate' to explain inequality without resentment.
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