When people get rich, they often become arrogant and lose their sense of justice; when they fall on hard times, even friends keep their distance. It's a cynical view of human nature and wealth's corrupting influence.
This saying reflects a traditional Chinese skepticism about wealth and social relationships. It warns that money changes people and that friendship is often conditional on status.
It serves as a moral warning to stay grounded despite success, and as a consolation for those who've lost friends in hard times—it's not personal, it's human nature. The saying also encourages valuing loyalty over wealth.
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