Similar to the previous saying, this emphasizes not living beyond your means. It warns against pretending you are rich when you are not, which leads to debt and ruin.
This is a variant of the previous proverb, often used interchangeably. It stresses the danger of maintaining an extravagant lifestyle without the financial backing.
Chinese culture strongly associates financial prudence with moral character. This saying is a social reminder to be honest with oneself about one's circumstances and to avoid 'face-saving' at the cost of stability.
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